InsureCow - Drone & Cyber Insurance Marketplace

InsureCow is a two-sided insurance marketplace that connects businesses seeking drone or cyber insurance with licensed insurance brokers. Businesses submit insurance requests through AI-powered questionnaires with detailed risk assessment, and brokers compete by submitting competitive offers.

Our Insurance Products

DroneCow - Drone & UAV Insurance

Comprehensive coverage for commercial drone operators. DroneCow provides insurance for hull damage, third-party liability, equipment loss, payload coverage, and more. Our AI-powered questionnaire assesses your risk profile across five weighted categories:

• Operator / Pilot Risk (30%) - Certifications, training, experience, and claims history
• Aircraft & Equipment Risk (20%) - Fleet value, maintenance standards, and equipment quality
• Operational Use / Mission Profile (30%) - Types of operations including flying over crowds, near airports, and night operations
• Airspace & Regulatory Compliance (10%) - Permits, restricted area operations, and regulatory adherence
• Business & Risk Management (10%) - Insurance history, safety protocols, and risk management practices

CyberCow - Cybersecurity Insurance

Protect your business from cyber threats with comprehensive cybersecurity insurance. Coverage includes data breach response, ransomware protection, business interruption, and regulatory fines. Risk assessment covers five weighted categories:

• Identity & Access Management (25%) - MFA, password policies, privileged access management
• Data Protection & Resilience (25%) - Encryption, backups, data classification
• Threat Detection & Response (20%) - EDR/MDR, SIEM, continuous monitoring
• Business Continuity & Incident Response (15%) - IR plan, backup testing, disaster recovery
• Governance & Compliance (15%) - SOC2, ISO27001, audits, security training

How It Works

For Businesses

1. Choose DroneCow or CyberCow insurance type
2. Complete an AI-powered questionnaire about your business and risk profile
3. Set your budget range (from $100 to $200,000) with voice feedback
4. Receive an AI-generated risk score and detailed category breakdown
5. Get competitive offers from multiple licensed brokers
6. Compare quotes side by side and accept the best offer
7. Complete digital document signing and contract management
8. Process payments securely via Stripe integration

For Brokers

1. Browse available insurance requests with AI-generated risk assessments
2. Review detailed risk category breakdowns and application scores
3. Submit competitive bids with coverage details and pricing
4. Track pending bids and manage won contracts
5. Upload policy documentation for accepted clients
6. Complete the 5-stage document signing workflow
7. Close deals with celebratory confirmation

Key Features

• AI-Powered Risk Assessment with detailed category scoring across 5 risk dimensions
• Voice-over budget validation feedback using AI-generated speech
• Multi-currency support (EUR, USD, GBP, and 30+ currencies)
• 5-stage document signing workflow with digital signatures
• Real-time notifications for document uploads and broker questions
• Stripe payment integration for secure transactions
• Role-based dashboards for businesses, brokers, and administrators
• Standardized dropdown questionnaires for consistent risk scoring
• Admin CMS for platform management, blog posts, and content editing
• Dark mode with sky blue accent theme
• Object storage for secure document management with ACL policies

Pages

• DroneCow - Get Drone Insurance
• CyberCow - Get Cyber Insurance
• Broker Dashboard
• Business Dashboard
• Contracts & Documents
• Blog
• About InsureCow
• Contact Us

InsureCow is built with React, TypeScript, Express.js, and PostgreSQL. Visit insure-cow.com to get started.